SIR - "Capacity, capability and organisational cultural challenges" are, according to Bradford Council, why their finances are in a perilous state (T&A, November 11).

Now what that third point means is anyone's guess, but as far as "capability" is concerned look no further than Councillors Hinchcliffe and Ross-Shaw.

It would seem that they have been totally incapable of dealing with so many shambolic matters for some years now, and they must be a big part of the problem.

That neither has had the decency to resign for the good of our city tells its own story.

Bob Watson, Baildon