by Hannah Baker T&A Reporter Thousands of people from ethnic minorities in Bradford could benefit from changes to the state pension when they retire.
The number of contributing years of national insurance needed to qualify for a full state pension will fall in April, which may affect 7,100 British Pakistanis and 2,500 British Indians in Bradford aged over 55.
A third of people from an ethnic minority background in Britain have taken time out of work and 16 per cent rely on a partner financially, a YouGov poll has found.
But although many are set to benefit from the state pension changes, almost three- quarters are unaware they are taking place, the research discovered.
Pensions expert Jasmine Birtles said: “It’s really important that everyone checks out what their state pension entitlement is likely to be now, so that they can make sure they have enough cash to have a more comfortable retirement.”
Angela Eagle, minister for pensions and the ageing society, said the system would be fairer for women and carers.
Women currently need 39 years and men 44 years of national insurance contributions to qualify for the full basic state pension.
People reaching state pension age on or after April 6 this year will need only 30 years to get the full amount.
The reforms will also see new credits introduced for parents and carers to ensure people who take time off work to care are able to build up qualifying years towards the basic and state second pensions.
Visit direct.gov.uk/betterfuture or call 0800 678 1132.
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