AN MP has attacked what she describes as a "car insurance rip-off" affecting people in Bradford. 

According to Bradford South MP Judith Cummins, the area faced the highest rise in car insurance prices across the whole of Yorkshire last year. 

She said the average premium stood at a staggering £879, which falls against a backdrop of soaring car insurance. 

Calling for a debate on the issue in Parliament earlier this week, she said: "The car insurance rip-off means that law-abiding citizens in Bradford are left paying for the reckless criminality of others."

In response, Penny Mordaunt, leader of the House of Commons, acknowledged the "huge amount of interest" on the issue and that legislation should "ensure that competition is working well, and that we really ensure the consumer is king".

Speaking afterwards, Ms Cummins said:  "My constituents spend a lot of their hard earned money on cars.

"But rising insurance premiums risk pricing my constituents out of car ownership all together.

"The insurance companies use a formula based on your postcode, rather than solely your record as a driver - that can't be right."

A recent investigation by The Independent found that nationally, premiums rose by 48 per cent in the year to June.